EP 0160Global View
Health Insurance
Hey honey, how was your day?
It was alright. I ran into Billand we got totalking for a whileHe’s in a bit of a jam.
Why? What happened?
Well, his son had an accident and Billdoesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO’s.
Yeah, you’re right. We aren’t getting any younger and our kids are getting older.
Exactly! I searched onthe web and found a couple of HMO’s with low co pays and good coverage. The deductibles are low, too.
Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money.
Well, we don’t have any pre existing illnesses or conditions, so we should be fine.
I wish our company or country provided us with healthcare.
Not in a million years!
核心词汇
run intophrase
meet or encounter
a bit ofphrase
kind of
jamphrase
a problem or difficult situation
look into health maintenance organizationprinciple verb, Will Future
investigate Health Maintenance Organization
deductiblecommon noun, plural
a clause in an insurance policy that relieves the
coveragecommon noun, singular
the extent of the protection provided by insurance
when it comes tophrase
in terms of, about
copaycommon noun, plural
a payment made everytime a medical service is need
拓展词汇
prescriptioncommon noun, singular
the medicine or remedy ordered by a physician for a patient
exclusioncommon noun, plural
certain services that an insurance company will not cover in the plan
healthcarecommon noun, nonvariable
the prevention and treatment of illness and the preservation of well-being through the services offered by the health professions
premiumcommon noun, singular
the amount paid for an insurance policy, often in installments
coinsurancecommon noun, nonvariable
After the deductible is exceeded, it is when the insured must also pay a percentage of the total cost of services while the insurance company pays the rest. It can be used instead of or in addition to copays.