EP 0032Daily Life
Opening a Bank Account
Next, please. May I help you, sir?
Hello, yes, I’d like to open a bank account.
Certainly, I can can help you with that. What type of account would you like to open? A chequing or a savings account?
What What features do they offer?
Well, if you just take a look here, see, with our chequing account, you can have unlimited daily transactions for a small monthly fee, and our savings account has a higher interest rate, but you must carry a minimum balance of $ 10,000 dollars.
I see, well, I think I’m more interested in a chequing account; I like to have easy access to my money.
Alright, then, with this chequing account you’ll be issued a debit card and a cheque book. Will you require overdraft protection? There is an extra fee for that.
No, that won’t be necessary.
In that case, I’ll get you to fill out this paperwork; I’ll need your social insurance number, and two pieces of government ID. If you could just sign here, and here, and here; we’ll be all set. Would you like to make a deposit today?
Yes, I’d like to deposit one billion dollars.
核心词汇
featurecommon noun, plural
interesting or important quality
chequing accommon
a regular account for
countnoun, singular
daily transations
transactioncommon noun, plural
an occurrence in which money is transfered from one person, or one account, to another
savings accommon
an account for people to
countnoun, singular
keep their money, usually offers a higher interest rate
balancecommon noun, singular
the amount of money in a bank account
accesscommon noun, singular
a way to get to something
debit cardcommon noun, singular
a card for you to take money out of your bank account
overdraftcommon noun, singular
taking out more money than what is available in the account
I’ll get youphrase
(a way to ask people to do things)
I’ll need yourphrase
(a way to request people to provide something)
If you could justphrase
(a polite way of asking people to do things)
depositcommon noun, singular
an amount of money that is put in a bank account
拓展词汇
credit cardcommon noun, singular
a card to buy things and pay for them later
online bankcommon
a service that allows
ingnoun, nonvariable
people to do transactions online
telephonecommon
a service that allows
bankingnoun, nonvariable
people to do transactions by phone
cheque bookcommon noun, singular
a book of cheques for use with a chequing account
terms andcommon
an outline of the rules
conditionsnoun, nonvariable
and company policies of a particular product or service
high interestcommon
a savings account that
accountnoun, singular
offers higher than usual interest rate
tellercommon noun, singular
a person working in a bank, who helps customers with daily transactions